Pushpay Pricing: Understanding Payment Processing Costs

Introduction

Pushpay offers digital payment solutions for donations, recurring gifts, and mobile giving. Pricing depends on the volume of donations, payment methods, and optional features. Understanding Pushpay pricing helps organizations budget effectively and choose the right plan.

This article provides a clear overview of Pushpay pricing, payment processing costs, and factors that influence total expenses.


1. How Pushpay Pricing Works

Pushpay pricing is typically usage-based and depends on:

  • Volume of donations processed
  • Payment method (credit/debit card vs ACH bank transfer)
  • Optional add-on services (e.g., donor management, analytics)
  • Organization size and contract terms

Pricing may vary depending on the type of organization and fundraising goals.


2. Payment Processing Fees

Pushpay charges fees for processing payments, which usually include:

  • Credit/Debit Card Transactions: Small percentage per transaction
  • ACH Bank Transfers: Lower fee than cards, depends on volume
  • Recurring Donations: Usually the same processing rate, may vary by plan

Understanding these fees helps organizations calculate net donation revenue.


3. Subscription Plans and Add-Ons

Some Pushpay plans may include subscription fees for access to premium features:

  • Advanced analytics and reporting
  • CRM or church management software integration
  • Mobile app customization
  • Dedicated support or training

Organizations should review contract terms to see which features are included and which are optional add-ons.


4. Factors Affecting Total Costs

Several factors can affect the total cost of using Pushpay:

  • Number and size of donations
  • Frequency of recurring donations
  • Payment method mix (card vs ACH)
  • Selected plan or optional services
  • Additional integrations or customizations

Analyzing these factors helps organizations forecast annual expenses accurately.


5. Comparing Pushpay Pricing

When evaluating Pushpay, consider comparing it with other donation platforms:

  • Tithe.ly
  • Kindrid
  • Givelify
  • DonorPerfect

Comparison should include transaction fees, subscription costs, and features provided for donor engagement and reporting.


6. Tips for Managing Pushpay Costs

To optimize costs while using Pushpay:

  • Encourage ACH payments for lower fees
  • Monitor donation volume and payment mix
  • Review optional features regularly
  • Negotiate plans based on annual donation volume

These practices help organizations maintain cost-effective operations.


Final Thoughts

Pushpay pricing is flexible, usage-based, and depends on donation volume, payment methods, and selected features. By understanding payment processing fees, subscription plans, and optional add-ons, organizations can budget effectively and maximize the value of the platform.

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